DEMYSTIFYING Home Loans

If you haven’t experienced it before, the home loan process can feel overwhelming, but our team of agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.

There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

Before you start looking for a home to buy, it’s a good

idea to meet with a Loan Officer to get pre-approved for

a loan amount.

At this stage, the lender gathers information about

  • Income

    • this includes, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements.

  • Assets

  • Credit Report

  • Debts of the borrower (you)

We Help You Get The Best Loan

Start the Process Today!

We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs.

Fill out this form and we’ll connect you with a lender today!

Application & Processing

What Happens when a loan goes "LIVE"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing,

where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to

an underwriter, who reviews and approves the entire

loan if it meets compliance.

CLOSING

SIGNING AND FINALIZING THE DEAL

Don’t be surprised if you’re asked for additional documentation or clarification along the way. Once your loan is approved, remember to set up your homeowners insurance. From there, your closing documents will be sent to the title company, where you’ll sign the final paperwork and take care of any remaining costs. After

the loan is recorded, then the keys are yours.

CONGRATULATIONS — Welcome Home